The future of Fintech is...the Future - Seguridad Mania.com - España y América Latina

There are plenty of ways in which fintech is helping people manage their finances better, from real-time budgeting to making investing more accessible. What most of these fintechs have in common is that they are focused on the past and present. What did I spend my money on last month? How can I get the best mortgage deal right now? How much did my investments grow by last week? These are all questions often better answered by technology than a human. But how do you help people plan for their future? Doing that involves understanding not just the individual parts of your finances, but the whole picture. You need to answer emotional and uncertain questions like: where are you headed? What are your life goals? What are the financial decisions you could make to get you there, and how do you balance your shorter term goals (dream holidays) vs. your long-term goals (having enough money in retirement)? In this talk, we'll explore whether technology alone can answer these life-defining questions. What role could and should technology play in planning your financial future?