Innovation has quickly become an overused and distorted word. At Money20/20 Europe expect to cut through the hype, explore what measurements we can use to benchmark innovation and get to the heart of sustainable and commercial step change. A key question which has moved back up the C-Level agenda of established; banks, tech companies and payments companies is: "How can incumbents deliver meaningful game-changing innovation?" There are three options available for incumbents, and at Money20/20 Europe we’ll be developing deeper into each one: 1. Can organisations transform their cultures to execute true innovation internally within their organisations? (cultural transformation) 2. Perhaps tech transformation is the way forward, partnering or acquisitions to do so? 3. Or do they need to achieve business model transformation by building something entirely new outside of the organisation? These options are being heavily debated in boardrooms throughout Europe, with a number of high profile banks recently announcing plans to build brand new subsidiaries. Some of the traditional banks, payments and tech companies are pursuing a few or all of the options while others are sitting on the fence. Which is most effective and why? What are the dynamics at play that determine success for different types of companies? Hear from the leading companies in our industry as they share their incisive insight on the successes but also the failures and the lessons learned. panellists to be confirmed soon

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